Switching from YNAB? You'll feel right at home.
Kualia uses the same envelope budgeting method you already know. Simpler interface, lower price, and a direct import from YNAB so you can switch without starting over.
Why YNAB users are switching
YNAB pioneered envelope budgeting, and it's still a solid tool. But if the price increases have you looking around, here's what Kualia does differently.
YNAB costs $14.99/mo
Kualia starts at $9.99/mo, or $6.67/mo on the yearly plan. Same envelope budgeting method, lower price.
Better recurring transactions
Kualia has a full recurring transactions system with a calendar view, so you can see upcoming bills and subscriptions at a glance.
Your feedback shapes the product
Kualia is actively built around what users ask for. Feature requests get shipped, not buried in a backlog for years.
Kualia vs YNAB
An honest comparison. Kualia matches YNAB on the core budgeting features and beats it on price, but YNAB still has a few things Kualia doesn't.
| Feature | Kualia | YNAB |
|---|---|---|
| Monthly price | $9.99/mo | $14.99/mo |
| Yearly price | $79.99/yr ($6.67/mo) | $109.99/yr ($9.17/mo) |
| Free trial | 7 days | 34 days |
| Envelope budgeting | ||
| Bank sync (Plaid) | ||
| Transaction rules | ||
| Recurring transactions | ||
| Recurring calendar view | ||
| Merchant intelligence | ||
| Auto-assign funds | ||
| Reports & insights | ||
| Native iOS app | ||
| Import from YNAB | ||
| Loan tracking | ||
| Age of money | ||
| Lifetime plan | $199.99 one-time |
Switch in three simple steps
Kualia has a built-in YNAB import tool. Your categories, accounts, and transactions carry over so you don't have to start from scratch.
Step 1. Export your YNAB budget
In YNAB, go to your budget settings and export your data as a CSV file. It takes about 30 seconds.
Step 2. Sign up for Kualia
Create your free account and use the built-in YNAB Import tool. Just upload your CSV and Kualia handles the rest.
Step 3. Your data transfers over
Your categories, accounts, and transactions import into Kualia. Connect your bank to start syncing new transactions.
Pay less than YNAB, get the features you need
Start with a 7-day free trial. Cancel anytime. No hidden fees.
Monthly
Perfect for getting started
Save $5/mo vs YNAB
What's included
- Unlimited bank connections
- Unlimited envelopes
- Transaction automation rules
- Reports & insights
- Merchant intelligence
- Recurring transactions
Yearly
Best value - save 33%
Save $30/yr vs YNAB
What's included
- Everything in Monthly
- Same features, fewer bills
- Save 33% just for committing
Lifetime
Pay once, use forever
YNAB has no lifetime option
What's included
- All features, forever
- Lifetime updates
- No recurring charges
Ready to switch?
Import your YNAB budget, connect your bank, and pick up right where you left off. Same budgeting method. Simpler app. Lower price.
7-day free trial • Cancel anytime • Import from YNAB