Switching from YNAB?
You'll feel right at home.
Kualia uses the same envelope budgeting method you already know. Simpler interface, lower price, and a direct import from YNAB so you can switch without starting over.
Why switch
Why YNAB users are switching.
YNAB pioneered envelope budgeting, and it's still a solid tool. But if the price increases have you looking around, here's what Kualia does differently.
YNAB costs $14.99/mo
Kualia starts at $9.99/mo, or $6.67/mo on the yearly plan. Same envelope budgeting method, lower price.
Better recurring transactions
Kualia has a full recurring transactions system with a calendar view, so you can see upcoming bills and subscriptions at a glance.
Your feedback shapes the product
Kualia is actively built around what users ask for. Feature requests get shipped, not buried in a backlog for years.
Comparison
Kualia vs YNAB.
An honest comparison. Kualia matches YNAB on the core budgeting features and beats it on price, but YNAB still has a few things Kualia doesn't.
| Feature | Kualia | YNAB |
|---|---|---|
| Monthly price | $9.99/mo | $14.99/mo |
| Yearly price | $79.99/yr ($6.67/mo) | $109.99/yr ($9.17/mo) |
| Free trial | 7 days | 34 days |
| Envelope budgeting | ||
| Bank sync (Plaid) | ||
| Transaction rules | ||
| Recurring transactions | ||
| Recurring calendar view | ||
| Merchant intelligence | ||
| Auto-assign funds | ||
| Reports & insights | ||
| Native iOS app | ||
| Import from YNAB | ||
| Loan tracking | ||
| Age of money | ||
| Lifetime plan | $199.99 one-time |
Migration
Switch in three simple steps.
Kualia has a built-in YNAB import tool. Your categories, accounts, and transactions carry over so you don't have to start from scratch.
Step 1. Export your YNAB budget
In YNAB, go to your budget settings and export your data as a CSV file. It takes about 30 seconds.
Step 2. Sign up for Kualia
Create your free account and use the built-in YNAB Import tool. Just upload your CSV and Kualia handles the rest.
Step 3. Your data transfers over
Your categories, accounts, and transactions import into Kualia. Connect your bank to start syncing new transactions.
Pricing
Pay less than YNAB.
Start with a 7-day free trial. Cancel any time. No add-ons, no per-feature upsells, no hidden tier.
Monthly
Try it out, cancel any time.
Save $5/mo vs YNAB
What's included
- Unlimited bank connections
- Unlimited envelopes
- Transaction automation rules
- Reports & insights
- Merchant intelligence
- Recurring transactions
Yearly
Save 33% when you commit.
Save $30/yr vs YNAB
What's included
- Everything in Monthly
- Same features, fewer bills
- Save a third by paying annually
Lifetime
Pay once, budget forever.
YNAB has no lifetime option
What's included
- All features, forever
- Lifetime updates
- No recurring charges
Need more time to decide? Email me at support@kualia.com and I will set you up with an extended trial.
Ready to switch
Same method, simpler app, lower price.
Import your YNAB budget, connect your bank, and pick up right where you left off.
7-day free trial. Cancel any time. Import from YNAB.